Properley covered

If you caused an accident and had no insurance – the other driver will be able to file an uninsured motorist claim. Their insurance company will pay for all the things yours would have (if you have insurance). Then the other driver’s insurance company will turn the matter over to their subrogation department. The Subrogation department will contact you about paying them back. Do not ignore them – they can have your drivers license suspended, sue you or turn you over to collections.

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